Secure your business’s success

Professional indemnity protection offers you the peace of mind you need so you can focus on delivering your best work on Fiverr. Whether you’re a designer, developer, or musician, rest easy knowing you’re covered against potential liabilities as you grow your freelance business.

This protection does not extend to Fiverr's liability to users.

Safety in every venture

Protection from the unexpected
Your professional indemnity coverage protects you against claims arising from mistakes or omissions in your work. You can focus on what you do best—creating and delivering exceptional services—without the stress of potential legal claims or financial repercussions.
Showcase your commitment to your clients
This professional indemnity coverage enhances your credibility and builds trust with clients. It shows that you take your business seriously and are prepared for any unforeseen challenges.

What is
covered

  • • Compensation for financial losses or damages incurred by clients that are neither personal injuries nor property damages
  • • Support for claims related to contract disputes
  • • Claims due to fault in contract negotiations
  • • Claims for delay damages and due to the breach of auxiliary contractual duties
  • • Coverage for damages from delays and loss of profits
  • • Claims arising from no-fault liability agreements
  • • Recourse from third-party penalties
  • • Immaterial damages arising from insured financial losses

What isn’t
covered

  • • Claims between freelancers against each other unless specifically agreed otherwise
  • • Claims for breakdowns in third-party internet/technical services especially if recourse rights are waived
  • • Activities requiring specific legal insurance
  • • Fines, penalties, or punitive damages unless stated
  • • Intentional breaches of duty; insurer provides legal defense until final judgment
  • • Activities requiring mandatory insurance coverage including construction-related architecture and engineering activities, and legal services
  • • Claims if you are not a registered freelancer in Germany or has misrepresented as such, or if the activity is outside of insured activities
For the full list of benefits and exclusions, please check your
General Terms & Conditions and Special Terms & Conditions.

Your questions answered

Getting Started:
Who is Indeez?

Indeez is a fast-growing insurtech with a mission to be the protective force for independent workers and platforms. Through their sustainable and inclusive insurance benefits, they offer you the trust, freedom, and peace of mind to pursue your chosen profession and lifestyle.

Indeez SAS is listed on the Paris Trade and Companies Register under number 888 048 659 with its head office located at 19 rue du Rocher, 75008 Paris, France. Indeez SAS, operating under the Indeez brand, is registered as insurance broker in the ORIAS Register, under number 20006983 (www.orias.fr).

Who is Hiscox?

Hiscox is a specialist insurer offering a wide range of insurance solutions for private individuals, self-employed professionals and companies. The experts at Hiscox know their customers’ respective risks inside and out, and offer tailor-made insurance policies that provide reliable protection.

Their strategy for more than a century has seen them grow from a small organisation at Lloyd's to a successful international insurance group with subsidiaries around the world including in France, Belgium, Germany, Spain, Ireland, the Netherlands, Portugal, the United States, and more.

Hiscox SA is registered in Germany with Federal Financial Supervisory Authority (BaFin) with a Commercial Register no. of Munich HRB 238125, vat ID No. DE320201626 and Insurance Tax number 802/V20000024429. Hiscox SA in Germany is located at Bernhard-Wicki-Str. 80636 Munich.

I need help. Who should I contact if I have questions?

Send us an email at supportfiverr@indeez.eu. We will respond as soon as possible.

For any questions relating to a claim, please directly contact the Hiscox claims manager responsible for your file.

Claims:
How to report a claim?

Please file a claim immediately as soon as you are aware of it by following the instructions below, especially for liability claims asserted against you.

Steps to report a claim:

  1. Log in to the Indeez portal (or if you haven’t, create your account).
  2. Click the button New Claim.
  3. Follow the steps and provide the required information and documents.
  4. Review the claim submission and click Submit.

You will get a confirmation email that the claim has been submitted successfully. If you didn’t, be sure to check your spam inbox. After submission, the Hiscox claims team will send an acknowledgment email. They will assess the claim, contact you or the client for additional information or documents, and then provide you with the decision on the claim.

Need to come back to the claim?

If you already started filing the claim but realized that you still need additional information or documents, don’t worry - you can come back to it by clicking Save Draft.

Need to check the status of the claim?

You can directly reach out to the claim manager assigned to the case via email.

How do I know if the claim is eligible?

The claim is eligible if it pertains to an incident arising from a service you performed on the Fiverr platform and if you are a registered freelancer in Germany.

Still not sure? Let's discuss your case. Send us an email at supportfiverr@indeez.eu.

What information and documents do I need to make a claim?

When an incident occurs, it is strongly recommended that you collect as many details as possible - the more information you provide, the better.

  1. Incident details – the date, time and location of the incident, as well as a description of what happened
  2. Project details - the information of the third party (client), reference number of the project, and your address
  3. Supporting documents - order confirmation, complaint from the third party (client), and any other relevant documents

All information will be processed in accordance with GDPR requirements. See Indeez’s privacy policy and Hiscox’s privacy policy.

How can I challenge a liability claim?

To challenge a liability claim, please make sure to notify the Hiscox claims team immediately after learning about the claim or receiving any court orders or preliminary proceedings notices by following the steps on “How to report a claim?”. Please provide as many details as possible to help the claims team build a defense. Throughout the process, please follow the legal remedies proactively and adhere to Hiscox’s instructions throughout the process.

What happens if I am found liable regarding a liability claim?

If a third party has made a successful claim against you for damages, Hiscox will cover the costs of compensating the third party for their financial losses, up to the policy’s coverage limit, minus any deductible specified in your policy. This includes payment for damages as well as legal defense costs associated with the claim. However, if the liability exceeds your coverage limit, you may be responsible for the remaining amount beyond that limit.

Who is responsible for handling claims?

Hiscox claims team is responsible for handling claims. Once a claim is reported, Hiscox manages the process, including assessing the claim, coordinating any required legal defense, and providing coverage for valid claims according to the terms of your policy. You are expected to cooperate fully with Hiscox by providing relevant information and following any instructions related to the claim.

Have questions or concerns? Email us at supportfiverr@indeez.eu.

What should I do if I am not satisfied with the handling of the claim?

If you are not happy with the result of the claim handling, please contact the claims manager responsible for the claim so you can find a solution together.

How can I update the details of an opened claim?

You can provide details and/or additional documentation directly to the agent handling the claim - their contact details will be provided to you once the claim is opened.

How can I monitor the processing of an opened claim?

Please contact the claims manager assigned to the claim to request information on its status.

Legal:
Is my data protected with Indeez?

Your privacy is protected from our first hello. Want to know how? View Indeez’s privacy policy and Hiscox’s privacy policy.

You can also contact us at supportfiverr@indeez.eu.

How can I file a complaint?

We hope it does not come to this, but if you are dissatisfied, you may contact Indeez at complaint@indeez.eu.

If the complaint relates to your product coverage or the outcome of a claim, you may contact Hiscox directly through the claim manager assigned to your file or through the contact details below. Please send in your complaint as soon as possible. When contacting them, please provide the claim number, contact information, reason for complaint or suggestion for improvement, and the correspondence so far.

  • Email: complaints@hiscox.com
  • Telephone: +49 (0)89 54 58 01-100
  • Fax: +49 (0)89 54 58 01-199
  • By post:
    Hiscox Complaints
    Hiscox SA, Branch for Germany
    Bernhard-Wicki-Str. 3
    80636 Munich
Others:
How do I access my insurance details?

For the full list of benefits and exclusions, please check your You can consult the General Terms & Conditions and Special Terms & Conditions.

In which countries is my insurance valid?

Your Hiscox insurance generally covers claims worldwide, with some restrictions in specific jurisdictions like the U.S. and Canada. For details on any exceptions, please refer to your policy documents.

Who should I contact if I encounter technical problems?

If you encounter any technical issues, you can contact us at supportfiverr@indeez.eu. We will respond as soon as possible.

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